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Retire on this,
not on that

Every weekday morning: two strategies, one clear comparison, the data you need. No opinion. No spin. Just the math.

Retire on this,
not on that

You've been asking the wrong question.
"How's my portfolio doing?" is not a retirement plan.
"What income shows up every month — no matter what" is.
Every weekday morning, I show you the difference. Two options. Real numbers. You decide.

Retire on this,
not on that

Every weekday, I send you one comparison. Two real options. Real dollar amounts. You decide which one fits your life.

Retire on this,
not on that

Every weekday, I send you one comparison. Two real options. Real dollar amounts. You decide which one fits your life.

Latest Blueprints

Read all blueprints
100% Bonds vs. 60/40: Same $480,000, Same Withdrawals, Two Very Different Endings

Aug 12, 2026

•

5 min read

100% Bonds vs. 60/40: Same $480,000, Same Withdrawals, Two Very Different Endings

Social Security covered $2,150 of his $4,200 in monthly bills. How he invested the other $2,050 is what split the two paths.

$1.46 Million vs. $575,000: Two Very Different Retirement Numbers

Aug 11, 2026

•

4 min read

$1.46 Million vs. $575,000: Two Very Different Retirement Numbers

That's what the surveys say. What retirees actually spend points to a very different number — about $575,000.

Simple Will or Living Trust: What the Numbers Say for a $1.1 Million Estate

Aug 10, 2026

•

6 min read

Simple Will or Living Trust: What the Numbers Say for a $1.1 Million Estate

Most families brace for the estate tax. On a $1.1 million estate, the real cost is probate — $33,000 to $88,000.

Two choices.
Every weekday morning.

Every weekday, I send you one comparison. Two real options. Real dollar amounts. You decide which one fits your life.

Two choices.
Every weekday morning.

Every weekday, I send you one comparison. Two real options. Real dollar amounts. You decide which one fits your life.

Every weekday, I send you one comparison. Two real options. Real dollar amounts. You decide which one fits your life.

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