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The Everyday Wealth Blueprint Archive

LTC Insurance vs. a $150,000 Care Fund: The Numbers Side by Side

Jun 16, 2026

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4 min read

LTC Insurance vs. a $150,000 Care Fund: The Numbers Side by Side

An LTC policy for a couple at 60 runs about $3,100 a year in premiums. A three-year nursing home stay, without coverage, adds up to roughly $389,000.

Social Security at 62: $1,680 a Month. At 67: $2,400 a Month

Jun 15, 2026

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4 min read

Social Security at 62: $1,680 a Month. At 67: $2,400 a Month

In exchange, you get $720 more per month for life. Whether that trade makes sense comes down to three questions.

The $5,617 Gap Hidden Inside a $0 Medicare Premium

Jun 12, 2026

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4 min read

The $5,617 Gap Hidden Inside a $0 Medicare Premium

One Is Your Worst-Case Year. The Other Is the Price of "Free."

$1,820 a Month or $2,600 a Month: Same Work History, Same Person

Jun 11, 2026

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3 min read

$1,820 a Month or $2,600 a Month: Same Work History, Same Person

Some had good reasons. Some just hadn't seen these two numbers sitting next to each other.

$320,000 cash or $1,650 a month: what 7 years shows

Jun 10, 2026

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4 min read

$320,000 cash or $1,650 a month: what 7 years shows

Both paths produced the same income over seven years — but only one left a $372,000 balance at the end.

Roth Conversion Now, or Let RMDs Decide at 75?

Jun 9, 2026

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5 min read

Roth Conversion Now, or Let RMDs Decide at 75?

That rate sits inside a narrow window — before Social Security starts and before RMDs begin.

The Risk Most Retirees Quietly Carry Alone

Jun 8, 2026

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4 min read

The Risk Most Retirees Quietly Carry Alone

Seven in ten of us will need long-term care. Insure it, or carry it yourself — here's the math on both doors.

The Most Important Document You Probably Don't Have

Jun 5, 2026

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3 min read

The Most Important Document You Probably Don't Have

There's a 3-page document your family will actually need. Most people skip it.

Most Families Skip This. It Costs Them $32,000

Jun 4, 2026

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3 min read

Most Families Skip This. It Costs Them $32,000

One document. Three weeks to set up. And it changes everything your kids inherit.

Rick Took the Pension Lump Sum. Not the Monthly Check.

Jun 3, 2026

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3 min read

Rick Took the Pension Lump Sum. Not the Monthly Check.

He got control. But he also signed up for a risk he didn't plan for.

Social Security "runs out" in 7 years. Here's what that actually means.

Jun 2, 2026

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3 min read

Social Security "runs out" in 7 years. Here's what that actually means.

The headline says bankrupt. The data says 77 cents on every dollar still arrives.

Retire in the U.S. vs. Retire in Portugal

Jun 1, 2026

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4 min read

Retire in the U.S. vs. Retire in Portugal

Same savings. Same Social Security check. One keeps the portfolio intact. The other watches it shrink.

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Every weekday, I send you one comparison. Two real options. Real dollar amounts. You decide which one fits your life.

© 2026 The Everyday Wealth Blueprint by Sellet LLC